Partner With Someone Who Understands First Responders
Your service matters. Let’s make your clients’ journey to homeownership feel just as supported.
We specialize in helping first responders and their families navigate the path to home ownership and refinances with less stress and more confidence.
Section: A Little About What We Do
We Work Around the Schedule
24-hour shifts and last-minute call-outs are just normal life to me. I’m available nights and weekends—whenever it’s easiest for you and your clients.
First Responder Loan Programs
There are specialized loan options built specifically for first responders. We work together with your clients to explore every option and see what they qualify for.
I Keep You in the Loop
Communication is key. You and your clients will hear from me every step of the way—not just at the finish line—so you always know exactly where things stand.
We Give Back All Year Long
We proudly support those who serve. A portion of our work goes toward giving back to 1st Responder non-profits, local schools, and community programs in need throughout the year.
Our Mission
"Those who serve our communities deserve to feel supported every step of the way. We’re here to guide first responders and their families toward homeownership with understanding, confidence, and care—because I know the life, the schedule, and the commitment firsthand."
Section: Partner With Us
Happy to be a resource anytime—no pressure at all.
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Direct Phone: (510) 917-5586
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Email: teresa@pcmgloans.com
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Instagram: @homeloansbyteresa
Ask how we are different than other mortgage brokers.